Frequently Asked Questions

Safe money investments are essential for preserving capital and providing financial security, offering stability and peace of mind in both retirement and uncertain economic times. They are a valuable component of a diversified portfolio, helping to manage risk while ensuring liquidity and reliable income.

Most people consider safe money investments when nearing an important financial goal, such as retirement, or if their risk tolerance decreases. 

Safe money investments can be used to leave a legacy to your loved ones. Your Safe Money Advisor can help determine the best strategies to leave a lasting legacy.

Life insurance is an important part of planning your estate and protecting your legacy. We can also assist with life insurance and legacy planning.

This can vary based on multiple factors such as the type of financial vehicle your retirement savings are in, whether a beneficiary is named, if you have a will or trust, and more. To get a clear answer, please contact us so we can review your specific situation.

Your Social Security benefits will vary based on your lifetime earnings and the age at which you choose to claim them. While you can claim benefits as early as age 62, delaying until your full retirement age or even age 70 can result in higher monthly payments.

Whether or not you can retire early depends on various factors, including your financial situation, savings, investment portfolio, and desired retirement lifestyle. It's important to assess your financial readiness, create a retirement plan, and consult with a professional advisor to determine if early retirement is feasible for you. Please contact us for help.